For licensed loan officers considering a move

Stop losing the deal on rate.

Start building a monthly residual retirement income.

NEXA Lending is the country's largest wholesale broker channel — over 300 lenders on one shelf, splits from 220–275 bps, and support that answers before you finish typing the question. NEXA shares the Purchase Advice on every loan with every loan officer, so you always see exactly what you were paid. Here's what changes the day you move your license.

220–275bps per closed loan

300+wholesale lenders

14 daysaverage CTC

24–48hdaily payroll turn

500min. FHA/VA score

48states + Puerto Rico

01 — What actually changes

The conversations you stop having with clients

Same book of business, fewer reasons to say no.

Losing the client to a lower-rate shop

→

You're the low-rate leader, on every loan

Turning away self-employed borrowers

→

Bank statement & no-doc programs on the shelf

Saying no under a 580 score

→

FHA and VA approved down to 500

Chasing your own conditions

→

A–Z processing — submit at contract, forget it

Waiting on a slow, salaried Processor

→

Commission-only processors, paid on speed

02 — Products

One shelf, every program

No more sending a client somewhere else because of an overlay.

Conventional FHA & VA to 500 USDA Down payment assistance Bank statement (self-employed) No-doc (investor) Construction — one-time close Hard money & fix-and-flip Commercial Reverse mortgage

03 — Support & technology

Support that's actually online when you need it

Marketing supportFully automated to consumers & referral partners

Systems supportTurn-key CRM, websites, mobile apps — ready day one

Lender & scenario support300+ lenders, someone to call for every edge case

ProcessingFully integrated, Day 1 Certainty, ~14-day average CTC

Payroll & accountingDaily pay, Monday–Friday, 24–48 hour turn

Onboarding & HRA team dedicated to getting your license moved cleanly

04 — Compensation & benefits

Built for the closing, and for retirement

220–275 bps paid on every closed loan

Commission-only — no salaries, no draw to pay back
Daily payroll, 24–48 hour turn, Monday through Friday
W-2 or 1099, depending on your state
Retirement revenue share that continues after you retire from NEXA
Insurance revenue — income continues to your family
Branch Manager path available with full P&L

Benefits, independent-contractor style

Medical — multiple plans Dental Vision Life insurance Legal services 401(k) matching

05 — Who NEXA is looking for

Qualifications

✓Licensed MLO with active NMLS

✓At least 1 year of loan officer experience

✓Producing 1+ closed loan per month, preferred

✓Self-generates business — NEXA doesn't hand out leads, but its advertising division and vetted lead providers can help

✓Licensed in a state NEXA lends in — every state and Puerto Rico except New York and Massachusetts

06 — The company

"NEXA Lending is ranked as the top mortgage broker in the country, and it's constantly growing across new states. It's a business of independent people, working together, built to give you everything you'd expect from a Fortune 500 — without losing the split." — from NEXA's own loan officer recruiting materials

Let's put your license on the shelf that closes.

I'll walk you through splits, lender access, and what onboarding actually looks like in the first two weeks. No pressure — just the numbers, so you can compare them to what you have now.

Call or text (423) 664-7423 Email dkolbus@nexalending.com

NEXA runs two live "Why NEXA" Zoom calls every week, where you can ask questions and learn everything about NEXA Lending firsthand — register for either one at ShowMeNEXA.com. Ask me too about the next all-expense-paid in-person Why NEXA event — I can get you registered directly.